EMI CONSOLIDATION
Convert multiple EMIs into 1 EMI.
Our experienced rescuers work with a wide network of lending partners to help you consolidate your loans.
Subject to lender assessment and approval. We are an advisory and support team, not a lender.
Today
- 3rdPersonal loanEMI
- 9thCredit cardEMI
- 15thApp loanEMI
- 26thTwo-wheeler loanEMI
With one EMI
Illustration only. Your loans, dates and EMI will differ.
- One conversation first
- You decide, always
- We do the groundwork
- Real legal support if needed
SOUND FAMILIAR?
Too many EMIs, too many dates.
Every loan comes with its own lender, its own due date and its own rules. Together they can take over your month.
Dates all over the month
Four lenders, four due dates. One missed reminder is all it takes.
Salary gone in days
By the time EMIs are paid, little is left for rent, food and school fees.
Different rates and terms
Each loan has its own rate, tenure and charges, so the full picture is hard to see.
A mind that never switches off
Tracking, rolling over and borrowing to repay becomes a monthly routine.
A month with many EMIs
- 1
- 2
- 3Loan
- 4
- 5
- 6
- 7Card
- 8
- 9
- 10EMI
- 11
- 12
- 13
- 14Loan
- 15App
- 16
- 17
- 18
- 19
- 20EMI
- 21
- 22
- 23
- 24
- 25Loan
- 26
- 27
- 28Card
- 29
- 30
Illustration only.
THE DIFFERENCE
One month, two ways.
Many EMIs
- 4 to 6 due dates to remember every month
- Several lenders to call, pay and follow up
- Many statements and reminders to track
- Guesswork when you plan your month
1 EMI
- One due date to remember
- One lender to pay and follow
- One statement to keep an eye on
- One number to plan your month around
An honest note: a single EMI can be lower or higher than your total today, and a longer tenure can mean more interest overall. We show you the total cost before you choose.
WHO IT CAN HELP
Is this right for you?
Combining your loans may be worth exploring if any of these sound like you.
You have three or more loans or cards
Personal loans, credit cards, app loans and more, all running at once.
EMIs take most of your take-home
Your salary is gone soon after it arrives.
You juggle many due dates
You worry that one will slip through.
You pay on time, but feel stretched
You want one simple plan instead of many moving parts.
Already missed an EMI? That’s fine. We’ll look at where you stand first and tell you honestly what looks possible.
How we turn many EMIs into one.
- 01
Tell us about your loans
Share your loans, EMIs and income in a short form. A rescuer reviews it. No documents needed yet.
- 02
We map and approach
We put every loan, rate and tenure in one view, then approach lending partners from our network with your case.
- 03
You compare and choose
We explain each option and its total cost in plain words. Nothing moves without your consent.
- 04
One EMI, simpler months
If a lending partner approves, your loans are consolidated and you repay one EMI.
YOUR RESCUERS
Experienced rescuers. A wide network of lending partners.
Our experienced rescuers work with a wide network of lending partners to help you consolidate your loans. We handle the groundwork, so you don’t have to chase every lender yourself.
- We do the groundwork. We prepare your case and approach lending partners from our network.
- We compare, we don’t push. Options side by side, with the cost of each.
- You stay in control. You decide, always. The lending partner decides approval, rate and tenure.
Check your EMI burden.
Two numbers. Ten seconds. Nothing is saved.
Stretched
Left after EMIs: ₹30,000
What we can do. What we can’t promise.
What we can do
- Look at all your EMIs and loans together
- Approach lending partners from our network
- Explain every option and its total cost
What we can’t promise
- Approval of a consolidation
- A lower EMI or a lower interest rate
- Any lender’s decision
A single EMI isn’t always a cheaper loan. We’ll show you the total before you choose.
IN THEIR WORDS
People who had too many loans.
“Four EMIs, four dates, and I kept missing one. Seeing everything on one page with the options side by side finally made sense.”
“I thought a longer tenure was my only answer. They showed me the lower EMI and the total cost side by side before I chose. No pressure, just clarity.”
“I wasn’t sure combining my loans was even right for me. They were honest about the costs and never pushed. I decided in my own time.”
Names and some details changed to protect privacy. Shared with written consent. Every situation is different.
It depends on your loans, income, repayment record and the lending partner’s assessment. Some loans may be eligible and others may not. After we review everything, we’ll tell you honestly what looks possible.
It can, if the tenure is longer or the rate is lower, but not always. A longer tenure can mean more interest overall. We show you the EMI and the total cost side by side before you decide.
No. Not at all. A lender’s own credit check, if you go ahead with an application, is a separate step, and we explain it before you proceed.
Personal loans and credit card dues are commonly looked at. Eligibility depends on each lending partner and on your situation.
Yes. One missed EMI is a signal, not the end. A lending partner will look at your repayment record, so we start by understanding where you stand and what to do next.
No. We do not guarantee any approval, interest rate, EMI or lender decision.
No. The Debt Rescuers is a debt advisory and support team. The lending partner decides approval, rate and tenure.
One EMI. One date. One less thing to carry.
Information on this page is general and does not guarantee consolidation, any reduction in EMI, change in loan terms, refinancing or lender approval. Any change to your loans remains subject to the relevant lender, applicable terms, policies and law. The Debt Rescuers is not a lender.