Stop It Legally — Not Just Verbally

Recovery Agent Harassment Ends Here.

Midnight calls. Threats to your family. Agents at your doorstep. Much of this is illegal. Our legal professionals issue formal legal notices, cite exact violations, and make the harassment stop — permanently and legally.

1200+
Individuals Helped
₹10Cr+
Debt Managed
99%
Guranteed Success Rate
Recognise Any Of This?

Is This Happening To You?

If any of the below sounds familiar, you may have grounds for a formal legal notice.

📞
Calls Before 7AM Or After 7PM
👨‍👩‍👧
Contacting Your Family Or Employer
😠
Threats, Abuse, Or Intimidation
📱
App Loan Contact-List Threats
🚪
Unannounced Visits To Your Home
⚠️
False Legal Threats
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Embarassment At Workplace Or With Colleagues
⚖️ Know The Law

What’s Actually Illegal

Your lender hopes you never read this. Every tactic below is a documented violation we cite directly in your legal notice.

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Calling Outside 7AM–7PM
Recovery agents are legally barred from contacting you outside these hours, full stop.
🚫
Contacting Third Parties
Disclosing your debt to family, employers, or neighbours to pressure you is a direct violation.
Threats & Intimidation
Threatening, abusive, or humiliating behaviour can amount to a criminal offence, not just a policy breach.
📱
App Loan Contact-List Access
Digital lending apps cannot legally access or threaten to misuse your contacts, photos, or location.
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Misuse Of Your Personal Data
Sharing or misusing your personal data without proper consent violates your data protection rights.
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Public Shaming
Posting about your debt publicly, on social media, or to your community is not a lawful recovery method.
Step By Step

How We Make The Harassment Stop

From your first call to documented silence — four clear stages.

1
₹499 Legal Consultation
Your legal professional reviews exactly what’s been happening — dates, channels, and specifics — to confirm which laws are being violated.15 Minutes · Private Video Call
2
Evidence Documentation
Your legal professional helps you compile call logs, message screenshots, and timestamps into a properly documented record.
3
Formal Legal Notice Citing Exact Violations
A formal notice is sent directly to your lender, citing the exact provisions of laws being violated — not a vague complaint.
4
Escalation If Needed & Confirmed Silence
If the harassment doesn’t stop immediately, we escalate through proper regulatory channels — see the Escalation Path below — until it does.
📸 Help Us Help You

Evidence That Strengthens Your Case

You don’t need all of this before your consultation — we’ll help you gather what’s missing. But the more you have, the faster we can act.

📞Call log screenshots with timestamps
💬Screenshots of threatening or abusive messages
🎤Call recordings, if you have them
👥Names of any family members or contacts who were reached
📅Dates and approximate times of each incident
🏦Your loan account details and lender name
📢 If The Notice Isn’t Enough

The Full Escalation Path

1
Formal Legal Notice To Your Lender
A written notice citing exact violations, sent directly to the lender’s compliance or grievance desk. Resolves the vast majority of cases.
2
Lender’s Internal Grievance Escalation
If the first notice doesn’t work, we escalate formally within the lender’s own internal grievance redressal process.
3
RBI Banking Ombudsman Complaint
A formal complaint filed with the RBI’s Integrated Ombudsman Scheme against the RBI-regulated lender.
4
Police Complaint / FIR For Criminal Threats
Where conduct crosses into criminal territory, we guide you through filing a formal police complaint.
📈 Track Record

Real Results From Real Cases

1200+
Individuals Helped Since 2023
₹10Cr+
Debt Managed
99%
Guranteed Success Rate

Common Questions

Harassment Protection FAQs

Is it actually illegal for recovery agents to call after 7pm?+

Yes. Recovery agents are barred from contacting borrowers before 7am or after 7pm. Any call outside this window is a documented violation we can act on.

Can recovery agents legally contact my family or employer?+

No, not to disclose your debt or pressure you through them. Contacting third parties without permission is a clear violation under various proviosns of law.

What can I do about an app loan threatening to message my contacts?+

This is a direct violation. Document the threat with screenshots and bring it to your consultation — this is one of the fastest cases to act on.

Will filing a complaint affect my credit score or ongoing repayment?+

No. Reporting harassment is separate from your repayment obligation and does not itself affect your credit score. In fact, addressing harassment often makes it easier to negotiate calmly with your lender afterward.

Do I need call recordings as proof?+

They are extremely helpful. Subsequently, call log timestamps, message screenshots, and a clear account of dates and incidents are often enough to build an effective legal notice.

How much does harassment protection cost?+

It begins with the same ₹499 legal consultation as our other services. Full details are on our Pricing page.

💬 Chat with us!